Baja California is a paradise for travelers craving surf, sunsets, tacos, and the thrill of the open road. But before you cruise down the coast or head inland to explore wine country, there’s one essential step many people miss: getting the right car insurance.

In the latest Border Masters episode, we sit down with Hank Morton, founder of Baja Bound Insurance, to talk about the real must-haves for cross-border travel. While many assume their U.S. auto insurance covers them in Mexico, Hank reveals why that’s a dangerous myth—and what you actually need to stay protected.

More than an insurance expert, Hank is a lifelong Baja enthusiast who’s turned his passion for adventure into a business with purpose. “Our mission has always been to help people cross the border—not just with insurance, but with confidence and curiosity,” he says.

From border crossing tips to Baja safety myths, and from epic bike routes to the best hidden surf spots, this episode is packed with stories and insights that every San Diego-based traveler should hear.

Ready to travel smarter and explore deeper?

Tune in now, and make your next trip to Baja the safest and most rewarding one yet

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